Business, Management and Accounting

A STUDY OF CO-OPERATIVE BANKS AND SOME CHALLENGES (A CASE OF THE VARACHHA CO-OPERATIVE BANK)

The origins of the urban co-operative banking movement in India can be traced to the close of nineteenth century. These co-operative societies are based on the principles of co-operation, mutual help, cooperative decision making and open membership.

The term co-operative Banks, though non-formally defined, refers to primary co-operative banks located in urban and semi-urban areas. These banks till 1996, were allowed to lend money only for non-agricultural purposes.

A CONCEPTUAL STUDY ON GREEN MARKETING

“Sustainability is the mother lode of innovations that yield both bottom-line and top line returns"

Measuring Levels Of Customer Satisfaction From The Indian Retailer's Perspective: A Statistical Approach

This study observes the shareholder’s value creation in the Indian petroleum industry. Indian petroleum industry is dominated by Public Sector Company and Private Sector Company. The real owners of business are equity shareholders. Equity shareholders invest their money in equity shares of a company with the primary motive of achieving good capital appreciation and regular & stable return (i.e., dividends). The shareholders’ objectives are purely based on overall performance of the company.

A STUDY OF RISK DISCLOSURE FOR FINANCIAL INSTRUMENTS AS PER INDIAN ACCOUNTING STANDARD 32 BY SELECT INDIAN BANKS

Since the existence of banks they are known to be major risk taking entities and therefore they are expected to release relevant risk-related information to the marketplace as part  a of good corporate governance, Banks in India are required to make risk disclosures in Annual Report under Basel II Accord from last 2-3 years. Indian AS 32 – Disclosure for Financial Instrument, same as IFRS 7 issued by Indian Accounting Standard Board, is made mandatory from 1-4-2011 for the most of the entities in India.

IFRS - CURRENT STATUS IN INDIA

The paper proposes to carry out the considerable changes required in the regulatory framework for financial reporting in India after convergence with International Financial Reporting Standards (IFRS) till 2011. The paper initiate with a prologue of existing system for financial reporting in India. The convergence of Indian GAAP with IFRS would pose various challenges on the tax and regulatory front, which companies, investors and regulators will have to grapple with.

EVALUATION OF CREDIT RISK MANAGEMENT IN DISTRICT CENTRAL CO-OPERATIVE BANKS - A STUDY 5 DCCBS IN GUJARAT STATE

A number of financial institutions have collapsed or experienced financial problems due to inefficient credit risk management systems. The study seeks to evaluate the extent to which failure to effectively manage credit risk led to DCCBs in Gujarat for the year 2007-08 to 2011-2012. It also seeks to establish other factors that led to the banking crisis and to outline the components of an effective credit risk management system. The study found that the failure to effectively manage credit risk contributed to a greater extent to the banking crisis.

AN OVERVIEW - INCOME MANAGEMENT

Financial management within the company is a hard nut to crack for many of the business activities runners. Managing money is tough concept whether it’s budgeting, buying insurance, planning for retirement or savings. Careless and selfish uses causes to live in financial bondage. If reserved a bit of extra consciousness on the money matters, maintaining a healthy financial family is a possible task. Sound financial management requires formulation of a realistic budget. The involvement of each and every member in family is responsible for an effective family financial management.

CUSTOMER'S PERCEPTION ABOUT ORGANIZED RETAIL STORES: A CASE STUDY OF SURAT CITY

In this study an attempt has been made to determine the factors which customers keep in mind when they buy products from the organized retail stores. Customers prefer the organized retail stores keeping in view its convenience in term of product range, multiple choice, offer and schemes, less than MRP etc. Offer and schemes, less than MRP and more varieties under one roof are combined attributes that customers like about the organized retail stores. Customers expect free home delivery from the stores.

TO STUDY THE EFFECT OF FIVE FORCES ANALYSIS ON TYRE INDUSTRY

There are 43 Indian tyre manufacturers of which only 10 of them constitute 90-92% of tyre production. Keeping this in mind, it should be noticed that the share of imports has been increasing at a steady rate due to demand by commercial vehicles, and passenger vehicles. Demand for automobile tyres is increasing, but with fluctuating prices of raw materials increase in growth can't be seen. Volume of sales slowdown of Indian tyre industry and the competition play crucial role in developing market like India.

RURAL RETAIL MARKETING : MODERNIZATION AND CREATIVITY

The paper focuses on rural marketing: modernization & creativity. Marketers’ make consistent attempts to innovate tools and strategies to overcome the challenges they face in the business arena. Business innovations are broadly classified under two heads, namely Product / Service modernization. Marketer need to design creative solutions to overcome challenges   typical of the rural environment. Such as physical distribution, channel management, promotion and communication. The paper most importantly attempts to inform that India's rural markets offer a sea of opportunity.