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Enhancing the Capacity of the unbanked (under banked) to consume financial services

Access to safe, easy and affordable credit and other financial services by the unbanked and vulnerable groups, disadvantaged areas and lagging sectors is recognized as a pre-condition for accelerating growth and reducing income disparities and poverty. Access to a well-functioning financial system, by creating equal opportunities, enables economically and socially excluded people to integrate better into the economy and actively contribute to development and protects them against economic shocks.

The Impact of Mergers and Acquisition Transaction on the Stock Performance in India

Every economy has their strength and weakness. Three major economies in the world namely US economy, Russian economy and Asian economy had also seen recession problems. some economy recover with some systematic strategy but some are not. due to this the company operating within the country and oversea companies need to face the trouble. in this dilemma some manage their operation but some failed. some enter into mergers and acquisitions to survive in the market. recently in India. the economy has witnessed outstanding activity in mergers and acquisition.

The presidential election in USA: An Astrological point of view

The month of November will be the most auspicious day for the citizen of United State of America in the year of 2016. Major developing countries will look after and worried for the event of the election. The country like America is following the presidential ruling. The process of election is in the Nation is very much complicated and undergoes many stages. One fine morning, I being Astrologer, thought that why the prediction should not be made on the topic of the Presidential election in USA. Who will win the prestigious election? Mr. Donald Trump or Mrs. Hillary Clinton?

Variation in Soil organic carbon within Highland Grasslands of Langtang National Park, Nepal

Grasslands are areas where the vegetation is dominated by grasses and supports indigenous or introduced vegetation and has potential to be grazed (Adams et al. 2009). Grasslands occupy approximately 51% of terrestrial surface of the earth (Prentice et al. 1992) and the important source of atmospheric carbon dioxide (CO2) sequestration. During photosynthesis the vegetation in grassland assimilate atmosphere carbon into its tissues and part of it is added to soil as soil organic carbon (SOC).

A Reading of Samanth Subramanian’s Following Fish: Travels around the Indian Coast: Indian Context and Culture

Fishing is a major industry in coastal states of India that provides employment to over 14 million people in recent times. According to the statistics, India has 8,118 kilometres of marine coastline, 3,827 fishing villages, and 1,914 traditional fish landing centres. India's fresh water rivers and canals, minor and major reservoirs, ponds and lakes, flood plain wetlands and water bodies makes India a major supplier of fish in the global market. In such country, fish is the centre of not only food but also of memory, culture, economy, history and society for some people.

EVALUATION OF THE ANTIBACTERIAL ACTIVITY OF SOME PLANT EXTRACTS ON SALMONELLA SPECIES

Salmonella is a facultative intracellular pathogen which is responsible for causing diseases ranging from gastroenteritis to typhoid fever. Multi-drug drug resistant Salmonella spp. is of serious concern that has urged scientists to find alternative medicine. The present study was designed to evaluate the antibacterial activity of methanol extracts of Casuarina equisetifolia, Euphorbia hirta, Euphorbia tirucalli and Sphaeranthus indicus against identified Salmonella species (S. typhi, S. enteritidis and S.

EFFICACY OF MULTIMEDIA IN TEACHING BIOLOGY

I hear and I forget, I see and I remember, I do and I understand

- Confucius (551 BC – 497 BC)

Computer-based multimedia is the core and main technical measure of the application of modern information technology into education. Multimedia tools are useful to develop a creative and learning atmosphere. It helps students to develop technical and research skills that they cannot acquire from reading a textbook. Therefore, the purpose of this article is to encourage the widespread use of multimedia in biology teaching.

STATUTORY CONTRACTS EMBODIED IN ARTICLES AND MEMORANDUM OF ASSOCIATION OF A COMPANY

The articles and memorandum of associations of a company are the preliminary documents which set out the guidelines for the constitution of a company. There are various rules and procedures indicated in the articles/memorandum which are fundamental in governance of the company by the directors. Apart from being a rule book of the company the provisions of the articles and memorandum levy contractual obligations between the company and its members as well as on the on the members inter se.

SOCIO-LEGAL ASPECTS OF LIVE-IN RELATIONSHIP IN INDIA: AN OVERVIEW

The institutions of marriage and the family are important social institutions that provide for the security, support and companionship of members of our society and bear an important role in the rearing of children. The celebration of a marriage gives rise to moral and legal obligations, particularly the reciprocal duty of support placed upon spouses and their joint responsibility for supporting and raising children born of the marriage. These legal obligations perform an important social function. Live-in relationships are not new to our society.

A STUDY OF SOME URBANIZATION ASPECTS OF INDIA

Urbanization is an index of transformation from traditional rural economies to modern industrial one. It is a long term process. This paper endeavors to illuminate on the process of urbanization in India over a century with emphasis on level, tempo of urbanization and urban morphology using Indian Census data during 1901-2001. It will try to trace urban problems and related policy issues.